Oceanside Bank
Mortgage Solutions
- Low competitive rates
- Fixed rate mortgages available
- Adjustable rate mortgages available
- Construction to perm mortgages
- Renovation loans on purchases or refinancing
- JUMBO mortgages available
- VA loans available
- Experienced lenders to help you understand your options
*While most of the programs listed are available for all properties, some are specific to owner occupied and/or single-family properties. All loans are subject to credit approval.
Business Loans
- Loans for new construction, purchase or expansion
- Low monthly payments
- No pre-payment penalties
- Quick loan inquiry response
- Flexible terms
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Oceanside Bank Vehicle Loans
New automobile loan
- Terms up to 72 months
- 100% financing available*
Used automobile loan
- Terms up to 60 months
- 100% financing available*
New motorcycle/personal
watercraft loan
- Terms up to 60 months
- 85% financing available*
Used motorcycle/personal
watercraft loan
- Terms up to 36 months
- 85% financing available*
New boat/RV/aircraft loan
- Terms up to 120 months
- 90% financing available*
Used boat/RV/aircraft loan
- Terms up to 60 months
- 90% financing available*
*APR is the Annual Percentage Rate. Your actual APR will be determined when you apply and will be based on many factors including credit history, age and make of vehicle, and the actual amount financed and term. Rates are subject to change without notice. All loans are subject to credit approval. Example: A 5-year fixed rate loan for a $25,000 new car, with 20% down, requires a $20,000 loan. Based on a simple interest rate of 7.00%, and loan fees of $175, this loan would have 60 monthly payments of $401.85 each and an annual percentage rate (APR) of 7.466%. All financing based on average NADA retail value.
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